Locum Tenens and ancillary medical staffing firms face complications that many insurance companies are not readily equipped to address such as multi-state exposure, the need for immediate coverage for providers and a rating system that is unnecessarily complicated. We have access to programs that can alleviate these and other common challenges associated with providing professional liability to this dynamic type of healthcare exposure. Our programs may include some of the following features and coverage abilities:

* Start-ups or established businesses
* Premium rating by days of placement
* All specialties
* Independent contractors and employed MDs
* Ancillary personnel
* Multi-state rating options – per rating territory or blended
* Various limits, including excess layers and high excess limits via facultative markets
* Occurrence coverage
* Rolling “incurred but not reported” claims basis that may negate the need to purchase individual tails