Reeseco can provide professional liability coverage to all kinds of independent laboratories, including those doing cytology, embryology and andrology. These policies can extend coverage to technicians, bioanalysts and other ancillary personnel. Physicians will generally be insured under separate policies, with the exception of Medical Directors, whose coverage may be provided under a lab's policy. For those wanting high excess limits for protection from potentially severe losses, "excess" or "umbrella" coverage may need to be placed using facultative reinsurance.
Employed pathologists or pathologists who are independent contractors can be insured on a group basis for their work on behalf of the laboratory or they may purchase individual coverage that applies wherever the pathologist practices. Reeseco can provide the optimal coverage solution regardless of the structure in place.